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Mortgage deals and offers from HSBC bank

Lenders Get Creative With Mortgage Deals

Thousands of borrowers are due to finish their current deals and will be moved onto their bank or building societies standard variable rate (SVR). Due to the low bank of England base rate of just 0.5%, many Britains are staying on their lenders variable rate. This was once seen as the more expensive rates but some are seeing this as their best or only option. Read more

Could Life Time Tracker Mortgages be the Answer?

Well over 100,000 home owners will see their mortgage end from now until Christmas and will be looking for a deal. When their mortgage expires they will be moved onto less attractive standard variable rates (SVR). Many borrowers are already looking for a good deal ahead of their mortgage term coming to an end. Read more

HSBC Cut Mortgages to Help Customers

Martijn van der Heijden, head of lending at HSBC has recently claimed that the banking giant decided to reduce their interest rates on part of their mortgage range in an attempt to provide some financial help to some of their customers. Read more

Top Fixed Rate Mortgages

With some extreme reports of interest rates going up to 8% by the end of 2012, borrowers are asking themselves whether now is the time to switch to a fixed rate deal. Read more

90% Mortgages Make a Comeback

First time buyers are being thrown a life line as some providers start to offer 90% mortgages again. Many lenders stopped offering 90% mortgages after the financial crisis as a way of taking some of the risk out of lending. Although this helped the balance sheets of some of the countries top banks and building society it also put the UK housing market into decline as many could not finance their first home. Read more

Everyone is Asking “Will Interest Rates Rise”

Everyone seems to be asking the same question “are interest rates going to rise”. Every other day mortgage news seems to be flooded with a different opinion on what’s going to happy to this doesn’t help those looking to remortgage and not knowing which way to go in such an uncertain world. Read more

Providers Slash Rates to Attract New Business

Many mortgage lenders have started to cut their fixed rate mortgages even though the Bank of England have kept the base rate at 0.5%. A recent report suggesting the rate could be held at the historic low could well be to blame although many industry analysts still predict a rise either by the end of this year or during the first half of next year. Read more

Historic Base Rates May Predict Future Increases

Almost every day another report or analyst comes out to either suggest a Bank of England base rate increase is on its way or to defend the current position well into 2011 or even 2012. Read more

HSBC Has Big Profits But Bigger Mortgage Deals

This week banking giant HSBC has announced £7 billion in profits in the first half of 2010, that’s £445 of profits every second, twenty four hours a day seven days a week. That said, less than 10% of that is made in the UK and much is down to loan impairment being well under predicted levels. Read more

Banks Might be to Blame for Slow Recovery

In the wake of the big banks announcing large increases in profits mortgagerate.org.uk are still finding reports of a slow down in the UK mortgage market. Recent data has shown that its still much harder to get a mortgage now than it was before the credit crisis. Read more

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