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Mortgage deals and offers from the First Direct telephone banking service owned by HSBC

First Direct Launches Cheapest 5 Year Fixed Deal.

First Direct Launches Cheapest 5 Year Fixed Deal.

Mortgage rates have been tumbling in recent months as the impact of the government’s funding for lending scheme becomes more and more apparent.

It seems then that there is yet more evidence of easing within the mortgage market, Chelsea building society, Yorkshire building society and First Direct have all announced new products. Read more

First Direct’s New 5 Year Fixed Mortgage Deal.

First Direct’s New 5 Year Fixed Mortgage Deal.

It seems that at the moment when it comes to mortgages five is the new two. Five year fixed deals are now enjoying a surge in popularity as many home buyers are now opting to lock in to some of the lowest rates ever seen in the UK.

Recent figures from mortgage broker firm, John Charcol, have shown that in September 2012 30 per cent of all its customers chose a five year fixed deal. Read more

HSBC and First Direct Launch New Deals!

HSBC and First Direct Launch New Deals!

 It seems that HSBC and First Direct have yet again shaken up the mortgage market with extraordinary new market-leading fixed rate mortgages.

The HSBC is offering what they state as the lowest ever seven year fixed rate mortgage deal which is available up to 90 per cent of the property’s value at a rate of 4.89 per cent. Read more

Tracker Deals on the Current Mortgage Market

It seems that some economists are now forecasting that interest rates will remain frozen at the historically low level of 0.5% until as late as 2016.

Mortgage rates hit a particularly ‘sweet spot’ in late 2011 with some very competitive deals on offer and this carried on in to early 2012. These deals however are now practically all gone, with most deals repriced substantially upwards. Read more

Could There be a Mortgage Boom for Those With Smaller Deposits

Mortgages for those with smaller deposits seem to be increasing in availability at the moment, thus bringing the hope of climbing on to the property ladder a little bit closer for some.

Banks are luring potential buyers with small deposits as a flurry of new deals hit the market. Read more

Capped Mortgages Good Value or a Bad Bet?

Those borrowers who are looking to take advantage of the sustained low Bank of England base rate of 0.5%, but are worried about future raises and want some sort of protection from them should look at capped mortgages. Read more

First Direct Launch 1.99% Mortgage

The telephone and online bank, First Direct is still driving hard to take a even bigger share of the UK mortgage market by launching its cheapest tracker mortgage. Read more

First Direct Mortgages Offer Best Service

Leading telephone bank First Direct has been voted the best brand for customer service in the United Kingdom. The HSBC owned online bank beat competition from the likes of John Lewis and Waitrose who are renowned for their exceptional customer service. Read more

Lenders Get Creative With Mortgage Deals

Thousands of borrowers are due to finish their current deals and will be moved onto their bank or building societies standard variable rate (SVR). Due to the low bank of England base rate of just 0.5%, many Britains are staying on their lenders variable rate. This was once seen as the more expensive rates but some are seeing this as their best or only option. Read more

Could Life Time Tracker Mortgages be the Answer?

Well over 100,000 home owners will see their mortgage end from now until Christmas and will be looking for a deal. When their mortgage expires they will be moved onto less attractive standard variable rates (SVR). Many borrowers are already looking for a good deal ahead of their mortgage term coming to an end. Read more

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